Personal Loan up to R180 000, up to 84 months to pay with African Bank’s Personal Loan. African Bank Personal Loan has a cost-effective plan that gives you a little extra financial freedom. You can use African Bank credit for just about anything you want. And, if you qualify, you can borrow up to R30,000.
African Bank makes borrowing money affordable and convenient through direct, no-nonsense access to a variety of credit options. All of them designed to help you reach your goals.
African Bank Debit Order Personal Loan
A debit order loan is for customers who have a transactional account that can be debited for the repayment.
If you choose the Debit Order option, African Bank will automatically deduct your repayment amounts from your bank account at the end of each month.
Loan size from R500 to R30,000
Interest rates are based on the customers individual profile An initiation fee is charged based on the loan size.
A monthly service fee is charged Term of Loan 3 to 9 month short term debit order loans
12 to 60 month long term debit order loans
African Bank Payroll Deducted Personal Loan
A payroll-deducted loan is like a debit order loan except the repayment of the loan is directly from your salary as apposed to your transactional account.
If you choose the Payroll deduction option, African Bank will automatically deduct your repayment amounts from your wages or salary.
African Bank offers payroll deducted loans from R2,500 to R25,000
Employers provide staff more favourable rates on payroll deducted loans
From 18,5% interest per year
An initiation fee is charged based on the loan size.
A monthly service fee is charged
12 to 36 month long term payroll deducted loan
Your debit order loan can be disbursed in one of two ways:
credit payment to your transactional account for the total loan value
A combination of cash and direct credit payment.
You can repay your loan monthly, fortnightly or weekly
Credit Life Insurance
Credit Life insurance is available to cover outstanding debt in the event of death, disability or job loss.
Premiums at 10% of outstanding loan obligation per annum.
Maravedi Personal loans are from R1,000 to R25,000 with flexible payment periods of up to 24 months. Maravedi Financial Solutions offers South Africans affordable and market related financial products and services to help them achieve short, medium and long term goals – from further education to home improvements. Maravedi Personal Loans are quick Online personal loans.
To qualify for a Maravedi loan you must:
Be older than 18 with a South African ID book
Be employed for at least 3 months at current employer
Have a minimum gross monthly salary of R2500
Have a bank account
Want an easy telephonic loan process with flexible repayment options? Contact Maravedi if you don’t want to be hindered educationally by a lack of funds.
Credicor , mainly based in Pretoria offers clients unsecured short-term loans from R500 to R6,000 extended over one month to medium term loans ranging from two to six months. These loans come with different repayment terms which range from weekly, fortnightly to monthly through debit orders.
Credicor Qualifying Criteria
To qualify for this credit facility, a client needs to be 18 years and above, be in possession of a South African ID, show proof of residence, present proof of employment and stable income, a client should also have a bank account where debit orders can be conducted.
Shop 20 Nedbank Plaza, Cnr Stanza Bopape Street & Steve Biko Road
(Cnr Church & Beatrix Street), Arcadia, 0083
Cash inn was started in 2009 by Roy Peretz, South Africa’s leading Pawn Broker. Long respected as a company powered by staff who are hard-working and committed to satisfy all the needs of all its clients. Cash inn felt there was a critical need for “a type of bank for people who don’t have a bank account.” There are millions of people who have neither bank accounts nor credit cards who need access to quick cash. In an industry not always associated with integrity, Cash inn achieved an unparalleled reputation for honesty and fair dealings. Cash inn proudly boasts a high rate of repeat customers they consider real proof of their success.
Cash Inn Policies
All loans are made for thirty days. At the end of thirty days, the loan plus interest must be paid in order to reclaim your pawn. If you pay the interest, you may extend the loan for an additional thirty days. All loan transactions must be made in person by the person who signs the pawn transaction ticket. All persons requesting a loan must provide valid photo identification.
Contact Cash Inn
Call Pawn Star South Africa on 011 325 7777 Customer Service: 083 6100 209 341 Jan Smuts Ave, Hyde Park, South Africa, 2196 Mon–Fri 09:00–17:00 / Sat 09:00– 13:00
Postbank has helped millions of South Africans to keep their fortunes safe and their minds stress-free with more Products and benefits than ever before. Whether you want to save, transact or put some money aside (Term Deposit) for a rainy day, Postbank has the right product for your financial comfort and peace of mind.
JD Financial Services has partnered with brands such Barnetts, Bradlows, Electric Express, Incredible Connection, Hi-Fi Corp, Joshua Doore, Morkels, Price and Pride and Russells. JD Financial Services is a financial solutions provider underwritten by Maravedi Financial services. Tailored solutions are designed to meet your personal and lifestyle loan needs. Insurance related products are also offered. Paying for various expenses is made easier by obtaining credit from JD Financial Services.
You can finance any of your furniture or appliances with fixed instalments for a fixed term or interest rates as low as 5%. With over 1000 stores to choose from, there is an array of options for obtaining tailor-made solutions to finance your needs.
What is required?
A valid South African I.D.
Bank statements (last 3 months)
Proof of residence
If you are self-employed, provide your latest 3 months’ bank statements and last 6 months’ business bank statements, income tax certificate.
You’ll also need to provide proof of Credit Life Insurance in your name.
The institution provides clients with 60 months to repay credit taken out. There are monthly statements that will be sent to you after repayment.
These repayments are made via debit order, EFT or in-store at any of the stores mentioned previously.
To see if you qualify, log onto www.jdgroup.co.za or simply SMS your name, surname and ID number to 4153.
You can apply for Iemas Loans in the form of Personal Loans, Vehicle Loans , Home Loans and so forth. Iemas Loans are tailor-made to suit your individual needs and affordability. So if you need a loan to help you meet your financial needs Iemas loans are there for you.
Why Iemas Loans?
With At Iemas Loans you can apply for unsecured or secured loans, you choose the right loan that meets your needs. The loan amount you qualify for will depend on your affordability as well as credit history. The necessary credit checks on your profile and affordability assessment will be conducted. Iemas Loans are offered at competitive interest rates. Repayment terms are flexible and reasonable with loan repayment periods of up to 60 months. There is also the Credit Life Cover which covers your outstanding loan repayment in the unfortunate event of your death or disability.
If you are looking for finance to buy a car you can also apply for Vehicle Finance from Iemas. They will help you throughout your vehicle transaction process and also provides finance for private transactions. For pre-owned vehicles finance is available for vehicles up to 10 years old.
Iemas also provides other financial products such as Insurance , IEMAS Card, IEMAS Dent Consolidation, Funeral Cover, Life Cover And Accident Cover, Education, Retirement and Savings Plans, Estate Planning And Wills and clients enjoy having a dedicated advisor. To benefit from any of these offers simply become an Iemas member. As an Iemas member, you benefit from the profit earnings at the end of each financial year since you are entitled to receive ample returns on members’ investments.
Iemas Loans Application Requirements
To apply for a loan from Iemas you need a certified copy of your ID, your latest payslip and one month bank statement. Also provide proof of residential address and proof of surety (applicable for secured loans).
Iemas Loans Contact Details
To apply for a loan or find out more details you can visit their website www.iemasfinancialservices.co.za, send an email to email@example.com , SMS “Loans” to 32297 or you can call them on 0861043627.