African Bank Personal Loan

African Bank Loans
African Bank Loans

Personal Loan up to R180 000, up to 84 months to pay with African Bank’s Personal Loan. African Bank Personal Loan has a cost-effective plan that gives you a little extra financial freedom. You can use African Bank credit for just about anything you want. And, if you qualify, you can borrow up to R30,000.

African Bank makes borrowing money affordable and convenient through direct, no-nonsense access to a variety of credit options. All of them designed to help you reach your goals.

 

African Bank Debit Order Personal Loan

A debit order loan is for customers who have a transactional account that can be debited for the repayment.

If you choose the Debit Order option, African Bank will automatically deduct your repayment amounts from your bank account at the end of each month.

Features

  • Loan size from R500 to R30,000
  • Interest rates are based on the customers individual profile An initiation fee is charged based on the loan size.
  • A monthly service fee is charged Term of Loan 3 to 9 month short term debit order loans
  • 12 to 60 month long term debit order loans

African Bank Payroll Deducted Personal Loan

A payroll-deducted loan is like a debit order loan except the repayment of the loan is directly from your salary as apposed to your transactional account.

If you choose the Payroll deduction option, African Bank will automatically deduct your repayment amounts from your wages or salary.
Features
  • African Bank offers payroll deducted loans from R2,500 to R25,000
  • Employers provide staff more favourable rates on payroll deducted loans
    From 18,5% interest per year
  • An initiation fee is charged based on the loan size.
  • A monthly service fee is charged
  • 12 to 36 month long term payroll deducted loan
Disbursement Method

Your debit order loan can be disbursed in one of two ways:

  • credit payment to your transactional account for the total loan value
  • A combination of cash and direct credit payment.
Repayment Frequency
You can repay your loan monthly, fortnightly or weekly
Credit Life Insurance
Credit Life insurance is available to cover outstanding debt in the event of death, disability or job loss.
Premiums at 10% of outstanding loan obligation per annum.

Credicor Loans

Credicor Loans
Credicor Loans

Credicor , mainly based in Pretoria offers clients unsecured short-term loans from R500 to R6,000  extended over one month to medium term loans ranging from two to six months. These loans come with different repayment terms which range from weekly, fortnightly to monthly through debit orders.

Credicor Qualifying Criteria

To qualify for this credit facility, a client needs to be 18 years and above, be in possession of a South African ID, show proof of residence, present proof of employment and stable income, a client should also have a bank account where debit orders can be conducted.

Credicor Branches

CrediCor Arcadia Shop 20 Nedbank Plaza, Cnr Stanza Bopape Street & Steve Biko Road
(Cnr Church & Beatrix Street), Arcadia, 0083
  Tel: 012 323 5782
Fax: 012 323 5773
CrediCor Bosman 286 Bosman Street, 1st Floor Oseculo Building, Pretoria, 0002   Tel: 012 328 7044
Fax: 012 326 5789
CrediCor Hennopspark Shop no 2 Silver Creek Centre, Cnr Hendrik Verwoerd Drive & Jakaranda
Street, Hennopspark, Centurion, 0046
  Tel: 012 653 1729
Fax: 012 653 7929
CrediCor Hercules 512 Millennium Building, Van der Hoff Road Hercules, Pretoria West, 0082   Tel: 012 377 1694
Fax: 012 379 0843
CrediCor Kalafong Kalafong Hospital, No 1 Klipspringer Street Kalafong, Pretoria West, 0008   Tel: 012 373 0315
Fax: 012 373 5843
CrediCor Kloofsig 334 Kruger Avenue, Spar Centre, Kloofsig, 0148   Tel: 012 664 8901
Fax: 012 664 8985
CrediCor Lyttelton Shop 29 Lyttelton Shopping Centre, Cnr Botha Avenue & Cantonments
Road, Lyttelton, Centurion, 0140
  Tel: 012 664 5546
Fax: 012 664 6396
CrediCor Marabastad EPG Centre, 457 E’skia Mphahlele Drive (DF Malan Drive), Marabastad,
Pretoria, 0002
  Tel: 012 328 5419
Fax: 012 321 9999
CrediCor Mitchell Ground Floor, Nicada Building 463 Charlotte Maxeke Street
(Mitchell Street), Pretoria West
  Tel: 012 327 2690
Fax: 012 327 2689
CrediCor Paul Kruger 258 Paul Kruger Street, Pretoria, 0002   Tel: 012 323 8730
Fax: 012 324 2455
CrediCor Pretoria-Wes Shop 5 Nicholas Heights Building, 464 W F Nkomo Street (Church Street),
Pretoria West, 0183
  Tel: 012 327 0879
Fax: 012 327 5077
CrediCor Proes 400 Johannes Ramokhoase Street, Cnr Johannes Ramokhoase Street &
du Toit Street, (Cnr Proes Street & du Toit Street) Pretoria, 0002
  Tel: 012 328 3189
Fax: 012 328 3191
CrediCor Rosslyn Shop 5C Rosslyn Plaza, De Waal Street, Rosslyn, Akasia   Tel: 012 541 1554
Fax: 012 541 1554
Credicor Silverton Shop 26, Silway Eastway Centre, 617 Pretoria Road, Silverton, 0184   Tel: 012 804 3093
Fax: 012 804 1851
CrediCor Struben 268 Struben Street, Pretoria, 0002   Tel: 012 328 6622
Fax: 012 328 5178
CrediCor Valhalla Shop 7 Checkers Centre, Broadway East Street, Valhalla Centurion, 0185 Tel: 012 654 6916
Fax: 012 654 7266
CrediCor West-End Metro Court Building, 552 Charlotte Maxeke Street (Mitchell Street),
Pretoria West, 0183
  Tel: 012 327 6136
Fax: 012 327 2588

Scanfin Financial Services

Scanfin Financial Services offer same day loans in South Africa. Apply today and get money in your bank account on the same day. Never has it been this easy to get cash loans in South Africa

Scanfin Financial Services
Scanfin Financial Services

Contact Scanfin Financial Services

Shop No 4 Secbou Bldg, Secunda, 2302, South Africa
Mpumalanga
Post Office box: 7760, Secunda, 2302
Phone: 017 634 7520,, Fax: 017 634 7519

Shop 6, Cnr. Arras & Nyabela St, Emalahleni, 1034, South Africa
Mpumalanga
Post Office box: 2122, Emalahleni, 1035
Phone: 013 690 3292,, Fax: 013 656 5495

Sanlam Bldg, Cathcart Rd East, Queenstown, 5319, South Africa
Eastern Cape
Phone: 045 838 4881

Cash inn

Cash Inn South Africa
Cash Inn South Africa

Cash inn was started in 2009 by Roy Peretz, South Africa’s leading Pawn Broker. Long respected as a company powered by staff who are hard-working and committed to satisfy all the needs of all its clients. Cash inn felt there was a critical need for “a type of bank for people who don’t have a bank account.” There are millions of people who have neither bank accounts nor credit cards who need access to quick cash. In an industry not always associated with integrity, Cash inn achieved an unparalleled reputation for honesty and fair dealings. Cash inn proudly boasts a high rate of repeat customers they consider real proof of their success.

Cash Inn Policies

All loans are made for thirty days. At the end of thirty days, the loan plus interest must be paid in order to reclaim your pawn. If you pay the interest, you may extend the loan for an additional thirty days. All loan transactions must be made in person by the person who signs the pawn transaction ticket. All persons requesting a loan must provide valid photo identification.

Contact Cash Inn

Call Pawn Star South Africa on 011 325 7777 Customer Service: 083 6100 209 341 Jan Smuts Ave, Hyde Park, South Africa, 2196 Mon–Fri 09:00–17:00 / Sat 09:00– 13:00

Metrofin Loans

Metrofin Loans offers up to R8,000 to salaried individuals across  South Africa. In order to qualify for the cash loan you will need the following.

  • RSA Id Document
  • 3 Months Bank Statement
  • Recent Payslip

Metrofin Loans Branches

Shop 49 Mark Park CentreVoortrekker Street 1930Vereeniging, GautengSouth Africa(016) 422 9398(086) 607 3333
Randfontein
49 A Village Street1759Randfontein, GautengSouth Africa(011) 412 4605(086) 607 2217
Krugersdorp684.9 km
Shop 55B Human StreetKrugersdorp, GautengSouth Africa(011) 660 6503(086) 607 3356
Rustenburg
Fatima Bhayat streetMidtown MallRustenburg, GautengSouth Africa(014) 592 7578(086) 607 2190
Pretoria
Cnr van der Walt&Vermeulen StreetShop 28 1st floor Sammy Marks SquarePretoria, GautengSouth Africa(012) 328 7845(086) 607 1978
Trichardt763.4 km
5 Barney Molokwane Street2300Trichardt, MPSouth Africa(017) 638 0486(086) 607 2025
Isipingo
2/4 Jeffels Road4110Isipingo, KZNSouth Africa(031) 912 2712(086) 607 2376
Gale778.3 km
293 Gale StreetUmbilo 4001Gale, KZNSouth Africa(031) 301 3789(086) 607 3013
Pennywise
99 Russell StreetDurban Central 4001Pennywise, KZNSouth Africa(031) 306 8239(086) 607 2872
Ogies
27 Van Riebeeck StreetCrossing with R545Ogies 2230, MPSouth Africa(013) 643 2720(086) 660 9987
Kriel
Zinaida BuildingShop 8 2271Kriel, MPSouth Africa(017) 648 3806(086) 607 2080
Bethalm
7 Liebenberg Avenue2310Bethal, MPSouth Africa(017) 647 1611(086) 607 2048
Ermelo
Joubert stAbsa Building 2350Ermelo, MPSouth Africa(017) 811 1692(086) 607 2659
Hendrina
37 Kerk StreetHendrina, MPSouth Africa(013) 293 0429(086) 607 2700
Middelburg
9 OR Tambo Street1050Middelburg, MPSouth Africa(013) 243 4213(086) 607 2430
Modimolle
Joe Slovo StreetBosveld sentrum Shop 4Modimolle, LimpopoSouth Africa(014) 717 5853(086) 607 3022
Mokopane9
58/60 Nelson Mandela DrRainbow SentrumMokopane, LimpopoSouth Africa(015) 491 6161(086) 607 3204
Burgersfort979.5 km
Crn.Dirk Winterbach & Kruis StreetShop 24Burgersfort, LimpopoSouth Africa(013) 231 7619(086) 607 2865
Polokwane
79 Church StreetPolokwane, LimpopoSouth Africa(015) 297 4978(086) 607 3027
Polokwane
Market streetMetropolitan CenterPolokwane, LimpopoSouth Africa(015) 291 4326(086) 607 2703
Polokwane
42 Schoeman StreetBoland BuildingPolokwane, LimpopoSouth Africa(015) 295 3838(086) 607 3157
Polokwane
Schoeman StreetNedbank BuildingPolokwane, LimpopoSouth Africa(015) 295 8348(086) 607 3153
Makhado1083.9 km
Songozwi StreetThomson Building, Shop 30AMakhado, LimpopoSouth Africa(015) 516 6437(086) 607 3166

PostBank

Postbank has helped millions of South Africans to keep their fortunes safe and their minds stress-free with more Products and benefits than ever before. Whether you want to save, transact or put some money aside (Term Deposit) for a rainy day, Postbank has the right product for your financial comfort and peace of mind.

JDFS Loans

JDFS Loans
JDFS Loans

JD Financial Services has partnered with brands such Barnetts, Bradlows, Electric Express, Incredible Connection, Hi-Fi Corp, Joshua Doore, Morkels, Price and Pride and Russells. JD Financial Services is a financial solutions provider underwritten by Maravedi Financial services. Tailored solutions are designed to meet your personal and lifestyle loan needs. Insurance related products are also offered. Paying for various expenses is made easier by obtaining credit from JD Financial Services.

You can finance any of your furniture or appliances with fixed instalments for a fixed term or interest rates as low as 5%. With over 1000 stores to choose from, there is an array of options for obtaining tailor-made solutions to finance your needs.

What is required?


A valid South African I.D.
Latest payslip
Bank statements (last 3 months)
Proof of residence

If you are self-employed, provide your latest 3 months’ bank statements and last 6 months’ business bank statements, income tax certificate.

You’ll also need to provide proof of Credit Life Insurance in your name.

The institution provides clients with 60 months to repay credit taken out. There are monthly statements that will be sent to you after repayment.

These repayments are made via debit order, EFT or in-store at any of the stores mentioned previously.

To see if you qualify, log onto www.jdgroup.co.za or simply SMS your name, surname and ID number to 4153.

Iemas Loans

You can apply for Iemas Loans in the form of Personal Loans, Vehicle Loans , Home Loans and so forth. Iemas Loans are tailor-made to suit your individual needs and affordability. So if you need a loan to help you meet your financial needs Iemas loans are there for you.

Why  Iemas Loans?

With At Iemas Loans you can apply for unsecured or secured loans, you choose the right loan that meets your needs. The loan amount you qualify for will depend on your affordability as well as credit history. The necessary credit checks on your profile and affordability assessment will be conducted. Iemas Loans are offered at competitive interest rates. Repayment terms are flexible and reasonable with loan repayment periods of up to 60 months. There is also the Credit Life Cover which covers your outstanding loan repayment in the unfortunate event of your death or disability.

If you are looking for finance to buy a car you can also apply for Vehicle Finance from Iemas. They will help you throughout your vehicle transaction process and also provides finance for private transactions. For pre-owned vehicles finance is available for vehicles up to 10 years old.

Iemas also provides other financial products such as Insurance , IEMAS Card, IEMAS Dent Consolidation, Funeral Cover, Life Cover And Accident Cover, Education, Retirement and Savings Plans, Estate Planning And Wills and clients enjoy having a dedicated advisor. To benefit from any of these offers simply become an Iemas member. As an Iemas member, you benefit from the profit earnings at the end of each financial year since you are entitled to receive ample returns on members’ investments.

Iemas Loans Application Requirements

To apply for a loan from Iemas you need a certified copy of your ID, your latest payslip and one month bank statement. Also provide proof of residential address and proof of surety (applicable for secured loans).

Iemas Loans Contact Details

To apply for a loan or find out more details you can visit their website www.iemasfinancialservices.co.za, send an email to loans@iemas.co.za , SMS “Loans” to 32297 or you can call them on 0861043627.